{"id":66,"date":"2026-10-01T15:00:00","date_gmt":"2026-10-01T15:00:00","guid":{"rendered":"https:\/\/www.easypathhomeloans.com\/blog\/?p=66"},"modified":"2026-10-01T15:00:00","modified_gmt":"2026-10-01T15:00:00","slug":"us-refinance-shoppers-can-avoid-overpaying-eddiegetsyouthemoney-https-roomvu-com-agent-v2-eddie-thornton-2","status":"publish","type":"post","link":"https:\/\/www.easypathhomeloans.com\/blog\/2026\/10\/01\/us-refinance-shoppers-can-avoid-overpaying-eddiegetsyouthemoney-https-roomvu-com-agent-v2-eddie-thornton-2\/","title":{"rendered":"US Refinance Shoppers Can Avoid Overpaying | #EddieGetsYouTheMoney https:\/\/roomvu.com\/agent\/v2\/eddie-thornton-2"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/eddie-thornton-2\/ask-mortgage-save-9f90\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Refinancing your mortgage should be about saving money\u2014not overpaying. I\u2019ve seen firsthand how easy it is, especially for homeowners 55 and older, to fall into loans that cost more than necessary. A study of 3.2 million 2025 mortgages revealed that borrowers in this group often paid about 1 percentage point more than competitive rates for similar profiles. That added up to roughly $2,400 extra each year, or $19,000 over eight years, with more than 80% ending up in pricier loans than they needed. For context, on a typical $197K balance, the difference between a refinance at a low-7% rate and a near-8% loan came to $135 every month.<\/p>\n<p>Why does this happen? It often comes down to pressure tactics\u2014cold calls, promises of skipped payments, and pushy pitches to lock in quickly. My priority is helping you cut through that noise so you can make clear, confident decisions. The best advice: get three Loan Estimates, compare APRs and origination charges, review your Closing Disclosure carefully, and remember you have a 3-day rescission right if something doesn\u2019t feel right. My role is to help simplify these steps so you feel empowered throughout your refinance journey.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Refinancing your mortgage should be about saving money\u2014not overpaying. I\u2019ve seen firsthand how easy it is, especially for homeowners 55 and older, to fall into loans that cost more than necessary. A study of 3.2 million 2025 mortgages revealed that borrowers in this group often paid about 1 percentage point more than competitive rates for [&hellip;]<\/p>\n","protected":false},"author":118,"featured_media":67,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-66","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.easypathhomeloans.com\/blog\/wp-json\/wp\/v2\/posts\/66","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.easypathhomeloans.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.easypathhomeloans.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.easypathhomeloans.com\/blog\/wp-json\/wp\/v2\/users\/118"}],"replies":[{"embeddable":true,"href":"https:\/\/www.easypathhomeloans.com\/blog\/wp-json\/wp\/v2\/comments?post=66"}],"version-history":[{"count":1,"href":"https:\/\/www.easypathhomeloans.com\/blog\/wp-json\/wp\/v2\/posts\/66\/revisions"}],"predecessor-version":[{"id":68,"href":"https:\/\/www.easypathhomeloans.com\/blog\/wp-json\/wp\/v2\/posts\/66\/revisions\/68"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.easypathhomeloans.com\/blog\/wp-json\/wp\/v2\/media\/67"}],"wp:attachment":[{"href":"https:\/\/www.easypathhomeloans.com\/blog\/wp-json\/wp\/v2\/media?parent=66"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.easypathhomeloans.com\/blog\/wp-json\/wp\/v2\/categories?post=66"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.easypathhomeloans.com\/blog\/wp-json\/wp\/v2\/tags?post=66"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}